What This Policy Covers in Malaysia
This policy applies when you create or use an account, complete identity checks, contact us, manage cookie settings or make a transaction through a listed Malaysia payment method. We collect data tied to those actions, including contact details, verification records, device signals, transaction references and your
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communications with us. We use it to authenticate you, process account instructions, detect misuse, meet legal duties and answer privacy requests. Some processing is required to provide the account; other processing relies on consent or another basis recognised by applicable law. Malaysian requirements apply where relevant,
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while certain rights, retention duties and disclosures may differ by jurisdiction. Access and eligibility depend on local law and are available where local law permits. We may share limited data with payment processors, identity-check partners, hosting providers or authorities when legally required. Each recipient receives only
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what its task requires under contractual or legal controls. You may ask about access, correction, deletion, restriction or consent withdrawal.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.